Effective Date: 20th April 2025

These Terms & Conditions govern your use of Beyond Wealth with Zahra. By accessing or using our website, you agree to these terms in full.

1. Use of Website

You agree to use this website for lawful, personal, and non-commercial purposes only. Any misuse or unauthorized copying of our content, branding, or materials is strictly prohibited.

2. Intellectual Property

All content, including text, graphics, digital products, and branding, is the intellectual property of Beyond Wealth with Zahra and may not be reproduced without written permission.

3. Digital Products & Services

All sales of digital products (courses, guides, PDFs, etc.) are final unless otherwise stated. Refund policies (if applicable) will be clearly stated at the point of purchase.

4. Limitation of Liability

We do not guarantee specific results or earnings from the use of our content or coaching. You agree to use all materials at your own discretion and risk.

5. User Conduct

You agree not to post, upload, or distribute any content that is harmful, defamatory, harassing, or violates the rights of others.

6. External Links

We may include links to third-party websites. We are not responsible for their content, policies, or practices.

7. Changes to Terms

We may update these terms at any time. Continued use of the website constitutes acceptance of any changes.